Interesting. Whether it's practical depends on whether local authorities, for instance, accept it as equivalent to the BBKA PL insurance when they are compiling swarm lists etc. That would need an insurance policy and sample schedule which you could show and compare with the BBKA policy. Is that available anywhere?
Not many people look at my bottom (it's been said that it 'looks like a bulldog chewing a wasp' when I'm walking), so they wouldn't see the sign.
It doesn't matter who's bees they actually were. Anyone can sue you for whatever they want. If they decide it was 'your' bees then it's you, or your insurance company, that has to fight your corner in court. The cost of the court case could easily be more than the amount of the damages you're being sued for.
If someone who has been badly stung, perhaps even had an anaphylactic reaction, thinks you have no legal defence and no reliable witnesses they might just take a chance at court action for some compensation. That's just the kind of society we live in.
I'm a sceptic as to whether or not most of us actually need insurance, as others have said "prove it", but there are a great many people who have to have insurance if they keep their bees on allotments and similar, and many others who believe it is a "good thing" to have - as they say, this is now an opportunity to have PLI insurance without giving your funding and tacit support to an organisation that still maintains it's ties with the pesticide industry, AND at half the price, and the satisfaction of knowing you're not paying the 'bus fares for "officers" to nip over to Europe to schmooze for Bayer........
