I read your post and thought you either have a very poorly insulated water cylinder in your airing cupboard or were having a larf Hivemaker!
But my searches on t'internet brought up this research from Brazil, which makes interesting reading:
http://www.scielo.br/pdf/cagro/v36n2/09.pdf
EU limit of HMF in honey is 40mg/kg (page 205, left column)
From the results (graph on Page 206, table on page 207), it would apppear that even leaving the honey in the hive for 12 hours could increase the HMF levels four to fivefold, to 20 mg/kg, which seems unlikely.
But to put this into perspective, from a study publish in US national Library of Medicine:
"Unlike for honey, in the processing of other foodstuffs, comparatively higher temperatures (during baking, roasting), longer duration times, and different additives are required, which profoundly affect the HMF content in the foods. For example, cookies baked at high temperature contain 10–100 times more HMF (167.4–1100.1 mg/kg) than cookies baked at 200 °C (9.9–39.6 mg/kg) [10]. Fresh cookies baked at 300 °C and with saccharose added during processing have been reported to contain as much as 1100 mg/kg HMF"
"In another study, a sugar solution containing 30–150 mg/kg of HMF was used to feed honey bees and was found to cause 15–58.7% of deaths of caged bees within 20 days"
Confused...... I am