I wouldn't be classed as the brightest spark in the fire but I'm not that daft to think putting a bonnet of insulation isn't going to help them bees.
Think about it for a sec ffs, bee hives lose heat from hive, bees need to work harder to survive, put insulation over hive, bees use less energy which in turn can help them for surviving over winter!
One example I can give, and this is for all those thickos that think more insulation isn't useful, call to anyone who has an insulation bonnet over hive, take it off and put your hand on the inside of the bonnet then go touch side of your own wooden hive and see what you notice.
For all the price of a sheet of 4 inch insulation, why not just give it a go. At a guess, you'd easy get 4 bonnets from an 8x4 sheet of the stuff. Sure what's 40-50euro(30ish£sss) these days for a chance to help your bees more. I'm sure most of you have pissed more up against a wall on a sat day down the boozer or even wasted it blowing hoops from them cancer sticks yas suck on daily!