sjt
House Bee
- Joined
- May 15, 2011
- Messages
- 143
- Reaction score
- 2
- Location
- East Sussex
- Hive Type
- National
- Number of Hives
- 5 at two out apiaries
Does anyone know what individual membership of BBKA costs with 5 hives?
I think that Public liability and BDI are two separate things - BDI is only to cover you fron destruction of equipment as a result of foulbrood. and is optional after the first free three.Thank you, yes the BDI is the important bit, public liability and all that!
curious to know how you can insure someone else's property against loss or damage, most policies I have seen ( and that's a lot ) in over 45 years in business you have to own the loss.Your local association must sign up to BDI for you to have any BDI insurance. Some, like mine, do not belong to the BDI scheme. No ordinary members are insured for BDI. The reason given by MBBKA is that the subs for extra hives above the 3 if your association is a scheme member have to be collected by the association. Therefore as club members your first 2 hives are not insured. I pursued this thoroughly a couple of years ago and have BDI insurance for my hives directly from BDI. I think the minimum number of hives is 40 so I include some friends in my submission. The cost for 40 hives was about £80 initially but the non claim discounts are excellent. I believe last year I paid about £55.
I was not initially aware that my association was not a scheme member. Other members were under the impression that BBKA membership covered their first 2 hives. Is does not. BDI insurance is an add on scheme.
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