Well that's certainly a point of view and one that is very common. I would not criticise anybody doing just that. However, whether or not the treatment damages the bees is beside the point - one of the principles of Integrated Pest Management is that you don't use a treatment if the bees, or arable crop or livestock don't need it.
With a natural mite drop of 3 in 7 days, I would think a treatment is not necessary - BUT the natural mite drop is not the bee-all and end-all of mite monitoring - the better methods are not suitable for the winter because they involve taking the hive apart to get a sample of 300 bees. What I'm saying is your bees, your decision but it's good to have some different views to help you with that.
Let us know what you decide.
CVB