Is it not the case that it is easier to winter bees (and achieve high yields) in a continental climate with long cold winters where the cluster is undisturbed, and short hot summers making for more intense and reliable honey flows?
On the insulation debate - last winter was my first to have numbers of polyhives and nicot plastic hives wintering side by side. The nicot hives approximate conditions in wooden hives and over winter the clusters reduced in size. My impression at the time was they would struggle to be ready for any spring flow. The opposite was the case and these hives had some of the best yields in the first week of June when our brief 'spring' flow materialised.
From a paper in the JAS on wintering comparisons Buckfast(Bcf) and Amm crosses in insulated and uninsulated hives in Poland ......