BDI insurance

[wightbees]

Has anyone taken the over 50 colonies cover out ?
I’m currently looking at my options
Cheers

 

[jenkinsbrynmair]

if it's just BDI, is it really worth it?

 

[Newbeeneil]

Has anyone taken the over 50 colonies cover out ?
I’m currently looking at my options
Cheers

Is it BDI you are after or PLI?
I have never considered BDI worth having if you have that sort of quantity as you should be able to replace any affected colonies reasonably cheaply.

 

[wightbees]

PLI actually

 

[jenkinsbrynmair]

membership of the BFA would cover you for PLI plus it has other benefits (obviously no BDI)

 

[wightbees]

I was wondering if there’s a cheaper option really.

 

[jenkinsbrynmair]

I was wondering if there’s a cheaper option really.

how much does the BDI option cost?

 

[madasafish]

BBKA only cover 40 colonies iirc.

 

[wightbees]

Doesn’t say how much. For over 50 . I would need to message them with my total amount I suspect.

 

[mrpsbees]

I lost 5 colonies to EFB in Sept 22 and as it was so late in season after destroying colonies I was left struggling to re-establish last season.
BDI doesn't cover bees, honey, wax foundation or the time to make up new frames.

 

[Newbeeneil]

I was wondering if there’s a cheaper option really.

I didn’t find a cheaper option when I was looking for the same thing.
I joined the BFA and saved a significant lump of the membership on my first pallet of jars.

I lost 5 colonies to EFB in Sept 22 and as it was so late in season after destroying colonies I was left struggling to re-establish last season.
BDI doesn't cover bees, honey, wax foundation or the time to make up new frames.

I would have thought a claim would be for “made up frames”

 

[mrpsbees]

I didn’t find a cheaper option when I was looking for the same thing.
I joined the BFA and saved a significant lump of the membership on my first pallet of jars.

I would have thought a claim would be for “made up frames”

Thank you for reply.
Made up frames is not covered on their policy doc. Worth checking on line. They pay set amounts and reduce for condition.
I think the BFA is best bet once I have reestablished numbers.

 

[wightbees]

Thank you for all your replies to my question. I agree it looks like the BFA is the best option.
Cheers

 

[Brian Bush]

I Have used BDI for several years. If you tell them the number of hives they will give you a quote.
They have a no claims scheme and this year I paid less than £1 per hive.

 

[mrpsbees]

I Have used BDI for several years. If you tell them the number of hives they will give you a quote.
They have a no claims scheme and this year I paid less than £1 per hive.

Thank you Brian for your interest in this.
It is when you have a claim that you find out exactly how good the policy is and this is where I found it lacking.
The time of year when outbreak discovered plays a huge part in how you can recover. If in Spring / Summer then I could have made up some more colonies from the surviving hives. But in Autumn I couldn't do this.