Attn admins... please leave up as it's important.

Poly Hive · Dec 30, 2019

Please check your credit card statements as I have just had £140 refunded due to a fraudulent transaction on mine.

Beware....... and I am bloody careful.

Can the admins not move this for a day to max the viewing please.

PH

Erichalfbee · Dec 30, 2019

Did the bank phone you or did the money just appear?

Poly Hive · Dec 30, 2019

I thought the outstanding amount was too high so checked the statement and that amount of just under £140 jumped out, and I didn't recognise the name. I googled them and it was a software company.

I got on the phone to the bank and they agreed with me it was odd and after ten minutes or so it was sorted.

PH

For want of a better word · Dec 31, 2019

Check your UK/EU driving licence is in date, also your passport.
If you cave ticked the box that says you wear glasses or other corrective devices for driving, make sure you carry a spare pair in the vehicle you are driving.

Another reason for checking you bank statement, presumptive government fines you may be unaware of!

Fusion_power · Jan 2, 2020

Don't just watch for large sums, watch for small amounts too. Credit thieves often make a small charge to see if a card number is accepted, then if it is not challenged, they make a series of large purchases. I found such a "teaser" purchase on a credit card a few years ago and promptly called the bank. I insisted on a new card with new numbers along with the refund.

Flip side of this, a friend who runs a machinery business had a large order called in and picked up. The purchase was rejected 2 months later. It was a hard enough blow that he had to close his business permanently. Fraud does not just affect the end purchaser, it also affects businesses that accept cards.

xgeordie · Jan 2, 2020

This has happened to me twice recently. First time, around 10 transactions were made, all for around £100, all buying from the same place, before I spotted it. I was surprised the card company fraud detection software did not pick this up. Second time the fraudster failed to change the delivery address and I received around £800 of racing gear.

A couple of other top tips:
- never give out any details to anyone phoning you about your faulty internet / bank problem etc. Always call them directly, but watch out for the buggers remaining on the line
- keep your antivirus software up to date. Rebuilding your PC / losing data is a pain