Insurance

[Beefriendly]

I should add that BBKA insurance only covers you for selling honey and bee related products like candles. It is not a valid insurance if you wish to sell say cakes/scones/preserves etc. For those you will need a separate liability and product insurance.

If anyone is thinking of taking the market route to relieve themselves of their excess honey do feel free to PM me and I'll be more than happy to point you in the right direction.

 

[For want of a better word]

When a market stall collapses onto a small child and causes life changing injuries, and the stall holder has not carried out a full risk assessment, and also finds out that the BBKA public liability insurance does not cover ......

My understanding is that the BBKA insurance is minimal and only covers honey sales over the gate.

Massive back pedaling from the NW know it all about everything beewise from DNA to neonicotinomides and back.

I can not be bothered to argue with such an ignoramus!

Nos da

 

[For want of a better word]

I should add that BBKA insurance only covers you for selling honey and bee related products like candles. It is not a valid insurance if you wish to sell say cakes/scones/preserves etc. For those you will need a separate liability and product insurance.

If anyone is thinking of taking the market route to relieve themselves of their excess honey do feel free to PM me and I'll be more than happy to point you in the right direction.

Why not ask the BBKA?

Nos da

 

[ShinySideUp]

Heavens, I've been on many a forum (air rifle, saxophone, fish-keeping etc.) and there are always disagreements but never on the scale I have come across on this forum in just a few days. Is beekeeping always this contentious? If so, I love it!

 

[For want of a better word]

Heavens, I've been on many a forum (air rifle, saxophone, fish-keeping etc.) and there are always disagreements but never on the scale I have come across on this forum in just a few days. Is beekeeping always this contentious? If so, I love it!

There is a North South divide... the ones in the North seem to know it all... the ones in the South are less impolite and in Cornwall ( and Wales) seem to not suffer fools gladly!

Eventually Admin steps in and a forum member ban generally follows.

( OR HM steps in and uses his magic blue pencil!! and the dissenters posts vanish into the ether)

( Monday 7.00 sharp Harrowbarrow Village Hall for Kit Hill meeting)

Yeghes da

 

[Stiffy]

Don't know what the Far East of the county insist on but we sell at a lot of farmers markets and have dedicated market traders insurance. This is the minimum accepted by most markets
I should add that this covers us for everything we sell, cosmetics, sweets as well as wax and of course honey
S

 

[Gaz1]

Let's not run before I can walk! Got to produce some honey before I can think about selling

 

[For want of a better word]

Don't know what the Far East of the county insist on but we sell at a lot of farmers markets and have dedicated market traders insurance. This is the minimum accepted by most markets
I should add that this covers us for everything we sell, cosmetics, sweets as well as wax and of course honey
S

Seems to be the case at all the markets we do in E Cornwall and Devon, we have avoided the home brew cosmetics... however do sell some made by an authorised / licensed manufacturer... propolis tooth paste a snip at £15 per small tube... and it sells!!

Yeghes da

 

[Beefriendly]

My understanding is that the BBKA insurance is minimal and only covers honey sales over the gate.

Of course this would be why the BBKA issue a certificate to show it's validity of cover on farmers markets...........
As to stall falling over, that is the responsibility of the market group you are trading with, not the stall holder!
I'm not sure who tells you these fables but it sounds like some very mickey mouse operation if they can't communicate the correct basic details to their stallholders.

I'll not rise to your blatant abusive trolling Mr. Icon, but it should now be apparent to most on here that you may not be the best person to be taking advice from about trading on markets nor insurance and the requirements to do so.

 

[For want of a better word]

Of course this would be why the BBKA issue a certificate to show it's validity of cover on farmers markets...........
As to stall falling over, that is the responsibility of the market group you are trading with, not the stall holder!
I'm not sure who tells you these fables but it sounds like some very mickey mouse operation if they can't communicate the correct basic details to their stallholders.

I'll not rise to your blatant abusive trolling Mr. Icon, but it should now be apparent to most on here that you may not be the best person to be taking advice from about trading on markets nor insurance and the requirements to do so.

Earlier last year a toddler pulled a cloth covering a stallholders table and was injured by an unstable shelf carrying a number of heavy jars.... yes the organiser should have noticed the stand was likely to topple over... as should the stall holder who has assembled it... the parent should have had control over the child.
I should add the stall holder was not selling honey.
The court case is ongoing, but it seems that the storeholder did not have PUBLIC LIABILITY... Cornwall Trading Standards are now also involved
This particular market has now been closed down.

As with all purchases, including insurance, it is a case of buyer beware.
Advice is to pay for full market traders insurance and not rely on something the man on the forum said!

As usual( beefriendly, truble,thymallus et al) it would be appreciated by all if you could attempt to kick the ball not the player!

Myttin da

 

[Beefriendly]

The court case is ongoing, but it seems that the storeholder did not have PUBLIC LIABILITY... Cornwall Trading Standards are now also involved
This particular market has now been closed down.

I've got no idea what relevance the above incident has got to do with BBKA insurance which does cover you for public liability on farmers markets, for selling honey.

What it does suggest is that whoever ran that particular market was stupid enough to let someone trade on it without any public liability insurance of any form whatsoever. That is something that simply should not happen on any market. No wonder the organizers had their market closed down.

 

[linoleum bonypart]

Surprised no one's mentioned seeing the possibility of full insurance for beekeepers in this month's bbka magazine..... something id like is cover for theft

 

[For want of a better word]

Surprised no one's mentioned seeing the possibility of full insurance for beekeepers in this month's bbka magazine..... something id like is cover for theft

Another can of worms... It was very difficult to get cover for theft, but the NFU Mutual added this for our own stock... provided that the hives were not "easily accessible for theft"!!!!

Yeghes da

 

[linoleum bonypart]

We will see I've registered my interest by email

 

[dpearce4]

Our Trading Standards department seems to be very hot on food hygiene.....
possibly because we get a massive influx of tourists due to this PoldarK effect!

Myttin da

Dont know why as Food hygiene is nothing to do with trading standards its Environmental Health that deals with that. Not sure they would like their toes trodden on, unless its just to check that you have your 5* or not.

Also down here in Sussex, Trading standards is a county council department and Environmental Health is a District council Department.

 

[dpearce4]

When a market stall collapses onto a small child and causes life changing injuries, and the stall holder has not carried out a full risk assessment, and also finds out that the BBKA public liability insurance does not cover ......

My understanding is that the BBKA insurance is minimal and only covers honey sales over the gate.

Massive back pedaling from the NW know it all about everything beewise from DNA to neonicotinomides and back.

I can not be bothered to argue with such an ignoramus!

Nos da

Our Council is more than happy with the BBKA insurance, The have checked it out and the only proviso is that I have to prove I have paid up my membership.

Re the Risk assessment. If the tables and stalls are set up by the market it is the Markets responsibility to make sure they are not being abused by the stall holder by overloading it.

I actually refused to use the table supplied to me by a market as you could tell there was no way it could take the weight of products I was going to place on it. So as I used my own table it is my responsibility to make sure the table is in good order and suitable for what I am using it for. If I had used their table I would probably be liable as it was obvious it was not up to the job but then the market would also be by supplying a poor quality table which I paid for as part of my market fees.

Re risk assessments you do not need to do a written one as long as you can prove you have done a dynamic assessment of what your doing, this I did when I refused the table and made the market inspector aware of my concerns about it, I'm then covered as there were witnesses to the conversation and he also wrote down what I said about it.

 

[For want of a better word]

dp... we in Cornwall just have one council that attempts to do everything... often very badly.

Seems that things market wise are as variable across the country as the weather... I will keep my NFU Mutual and the "other" insurance going... I do not have the BBKA insuances as in my own mind it is not worth the paper it is written on


Nos da

 

[dpearce4]

dp... we in Cornwall just have one council that attempts to do everything... often very badly.

Seems that things market wise are as variable across the country as the weather... I will keep my NFU Mutual and the "other" insurance going... I do not have the BBKA insuances as in my own mind it is not worth the paper it is written on


Nos da

Don't worry I have 3 councils, parish, district and county all attempting to do everything and they always do it very badly lol.

that would be why your TS dept deals with your EHO work then.

 

[For want of a better word]

I feel sorry for the poor ( mostly very wealthy) Scilly Islanders..... someone pulled the plug on their power supply from the mainland... Air fair is outlandish and the Scillonian ferry is possibly the highest per NM in the country ( except IOW).... and they have to put up with Cornwall Council and they get swamped with everything from gig rowers to grockells every Summer... with the pubs going dry on a regular basis!

Nos da

 

[Gilberdyke John]

I feel sorry for the poor ( mostly very wealthy) Scilly Islanders..... someone pulled the plug on their power supply from the mainland... Air fair is outlandish and the Scillonian ferry is possibly the highest per NM in the country ( except IOW).... and they have to put up with Cornwall Council and they get swamped with everything from gig rowers to grockells every Summer... with the pubs going dry on a regular basis!

Nos da

Sounds like an opportunity for an entrepreneur to set up a brewery with oversized power generation station and a water treatment plant. Put a helipad on the top and make money